Surplus Dashboard
Visualise monthly the composition of your income, fifth and fourth category withholdings, and the surplus available for reinvestment or scheduled savings.

Receive in your inbox the digital workbook with surplus-management methodologies, tax calendars and training modules built by Peru's public-finance specialists.
More than 47,200 Peruvian citizens are already part of the programme.
We operate under the technical criteria of Peru's financial ecosystem
Each module combines formal frameworks of Peru's financial system with practical dashboards designed for entrepreneurs, independent professionals and families.
Visualise monthly the composition of your income, fifth and fourth category withholdings, and the surplus available for reinvestment or scheduled savings.
Compare CTS accounts, time deposits, mutual funds and sovereign bonds with reference rates from the BCRP, updated every fortnight.
Receive automatic reminders aligned with the 2026 SUNAT schedule according to the last digit of your RUC, and keep your tax record in order.
Project savings scenarios at 12, 36 and 60 months considering the BCRP inflation target and historical volatility of the Peruvian Sol.
Join virtual group clinics with certified public-finance advisers, scheduled in Lima time (UTC-5).
Consult SBS resolutions, MEF regulations and SUNAT guides explained in plain language, with examples applied to the Peruvian reality.
A structured four-stage journey designed to move you in an orderly way from the first diagnosis to the consolidation of your financial plan.
Complete the Peruvian financial profile questionnaire. In under twelve minutes we identify your savings capacity, risk exposure and formal opportunities.
You will receive a ninety-day roadmap with monthly goals, suggested products from the regulated market and tax alerts tailored to your tax regime.
Access virtual sessions with an assigned specialist, downloadable materials and a tracking dashboard that measures your progress week by week.
At the end of the quarter you formalise your chosen instruments — CTS, mutual funds or sovereign bonds — with step-by-step guides and official templates.
Learn how thousands of Peruvian entrepreneurs are optimising their surpluses with the support of our public-finance specialists.
“In four months I organised the invoicing of my textile workshop, set aside a personal CTS fund and reduced my SUNAT fines to zero. The digital workbook truly changes the way you look at your business.”

Carlos Mendoza Vargas
Wholesale merchant, Gamarra (La Victoria)
“The sessions with the specialist helped me compare mutual funds in soles and dollars using objective criteria. I now allocate my surpluses to a three-horizon plan and sleep peacefully.”

Lucía Paredes Bustamante
Independent consultant, San Isidro (Lima)
“I started looking to understand the MYPE Tax Regime and ended up with a full dashboard of my income, withholdings and savings projected to 2029. It is serious, formal guidance.”
Renato Aguirre Llanos
Agro-industrial engineer, Arequipa
47,200+
Peruvians trained since 2026
23
Regions of Peru with participants
94%
Keep their plan after 6 months
S/ 2,480
Average annual savings reported
Provide your details to receive the digital workbook, the 2026 tax calendar and the invitation to the next group clinic with Peruvian specialists.
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